Investor concerns about the debt crisis contributed to establishing the European average of a 30-year loan at 4% stay in this week, according to Freddie Mac.

The figure was up 4.1% last week, the second lowest in 40 years, Freddie has a weekly poll on the terms offered by lenders in the home. The lowest average was recorded 3.94% four weeks ago.

Freddie Mac said lenders 15-year loan, a popular choice for homeowners who are at an average rate of 3.31% refinancing, first against 3.38% a week. This rate was below 3.3% for 3 weeks in late September and early October.
» Read more: 30-year mortgage drops to 4%, said Freddie Mac

The average interest rate on the mortgage for 30 years fixed rate fell below 4 percent for only the second time in history.

Freddie Mac said Thursday that the interest rate on the loan for 30 years fixed rate fell to 3.99 percent, down 4 percent last week. Five weeks ago, it fell to a record low of 3.94 percent, according to the National Bureau of Economic Research.

The average interest rate for 15-year fixed mortgage fell to 3.30 percent last week from 3.31 percent. Five weeks ago, also a record high of 3.26 percent.
» Read more: 30-year mortgage rates below 4 PCT. For the second time

Most mortgage rates have remained stable or only slightly changed for the week ending 8 November, after the weekly update Erat interest, produced by the Santa Clara, California-based Erate.com.

The average rate of compliance, and 30 fixed-rate mortgages (FRM) was 4.23 percent, up 4.25 percent compared to last week and 4.43 percent a year.

Erat, the lowest reported for 30 years fixed rate mortgage (FRM) was 3.68 percent. The highest was 6.90 percent.
» Read more: Mortgage rates constantly at the record level